News, Resources, & Musings

Middle-Income Woes: Paying for College

When “Jim” and “Pam” sent their first child to college, they were thrilled that their daughter was accepted to her first-choice school, their state’s flagship public university. That education came with a total cost of attendance around $27,000 per year. Their...

The Price We Pay for Private Student Loans

I met Mary in an American Lit class at Iowa State University when I was 23. We were the same age, both pursuing second degrees in education after obtaining first degrees from public universities. We became friends quickly and bonded over shared classes and a similar...

Back to Basics: the Importance of Hydration and Sleep

The text came in at 9:42 p.m. “The world feels like it’s literally ending.” Normally I don’t respond to texts so late, but this was clearly a student in crisis, so I shot back a message: “What’s going on?” What followed was a wall of text highlighting weeks of anxiety...
What happens if you back out of an Early Decision offer?

What happens if you back out of an Early Decision offer?

As college application season enters full swing, families should be having serious conversations about what applicant pool their child plans to apply to.  It matters to students’ admission chances and financial aid opportunities.   First, let’s cover the four basic...

On Mental Health and Asking for Help

On Mental Health and Asking for Help

Life has brought unprecedented challenges and stressors over the past couple of years. Doctors report more patients than ever needing anti-depressants and anxiety medications, and patients often find the wait to see a counselor is months long. For teenagers going...

Advice from Certified Adults

For high school students in the throes of adolescence, it can be hard to imagine going off to college and making...

Tips for Tackling the Common App Activities List

Rising seniors are well-served to begin working hard on their college applications this summer, NOT when the fall semester begins.  Most students today understand they need to write a strong essay in order to stand out at more selective schools, but they often fail to...

Beyond EFC into Savvy College Shopping

Beyond EFC into Savvy College Shopping

For many middle class families, paying for college is a real struggle.  Although we try to prepare families to brace themselves for what the FAFSA says they should be able to pay, it’s still a shock for most families we work with, particularly those with net family...

The Biggest Little Lie

The Biggest Little Lie

Ask any busy high school student and they will tell you that one of the hardest parts of applying to colleges and scholarships is keeping up with all the detail. For scholarships, the details can be particularly important in determining your eligibility, protecting...

Facing debt realities and paying for college

Facing debt realities and paying for college

College is expensive in the US.  Tuition costs have far outpaced inflation in this country and have grown by as much as 200% for some schools over the last 20 years.  It’s crazy, and it has created a student debt crisis in this country.  Today, about 43 million...

The 1-minute task you shouldn’t skip

The 1-minute task you shouldn’t skip

In the wake of the Penn State Jerry Sandusky scandal, the university's credit rating was downgraded due to "anticipation of the substantial financial impact on the university from the ultimate cost of future settlements and possible judgments." The university's entire...